Privacy Policy

Introduction

This Privacy Policy outlines how we collect, use, and protect your personal data on algoinvestor.ch (the "Blog") in compliance with the Swiss Federal Act on Data Protection (FADP). We also respect the EU General Data Protection Regulation (GDPR) for visitors from the European Economic Area (EEA).

Data We Collect

• Automatically Collected Data: When you visit the Blog, we use cookies and tracking tools to collect:
  • IP address, browser type, device information.
  • Pages visited, session duration, clicks, mouse movements (via Microsoft Clarity).
  • Demographic data (via Google Analytics 4 (GA4)).
• Voluntarily Submitted Data: When subscribing/membership via Ghost:
  • Name, email, username, password.
  • Payment details (processed securely by third parties like Stripe, if applicable).

Purpose of Data Processing

• To analyze traffic (GA4, Microsoft Clarity).
• To deliver targeted ads (Google/Meta Pixels).
• To manage subscriptions/memberships (Ghost).
• To improve user experience and content.

Third-Party Services

• Google Analytics 4 (GA4): Tracks usage; data may be transferred to the U.S. Opt-out via Google Analytics Opt-out.
• Microsoft Clarity: Records interactions; data stored for 1 year. Opt-out via Microsoft Clarity Opt-out.
• Google/Meta Pixels: For ad targeting. Adjust ad preferences via Google Ads or Meta Ads.
• Ghost: Manages subscriptions. Review their Privacy Policy.

Data Sharing

We share data with:

• Analytics/Ad Providers: Google, Microsoft, Meta.
• Payment Processors: Stripe/PayPal (if used), governed by their policies.
• Legal Obligations: If required by Swiss law.

International Transfers: Data may be transferred to the U.S., where privacy laws differ. Transfers are safeguarded by contractual clauses.

Data Retention

• Automatically collected data: Retained as long as necessary for analysis (typically 14-26 months).
• Subscription data: Retained until account deletion.

Your Rights (Under Swiss FADP)

• Access, correct, or delete your data.
• Withdraw consent (e.g., opt-out of tracking).
• Data portability.
  Contact us at kai@algoinvestor.ch to exercise these rights.

Cookies

We use session and persistent cookies. Disable cookies via browser settings, but note this may affect functionality.

Data Security

We use SSL encryption, restrict access, and ensure third parties comply with security standards.

Age restrictions

The Blog is not intended for users under 16.

Policy Changes

Updates will be posted here. Continued use constitutes acceptance.

Contact

For questions, contact: Kai Hildebrandt
Email: kai@algoinvestor.com